How Leasing Works

Lease-to-Own

Available over 12, 24, or, 36-Month terms. Pick a car from our inventory. You will be responsible for the cost of insurance, repairs, licensing, and maintenance throughout. To get behind the wheel you will be required to pay your first month a refundable security deposit and setup. Initial costs vary by vehicle and can be viewed in our Inventory section above.

$100 Purchase Option

We are the home of the $100 purchase option! After you have successfully completed your lease, you can buy the car from us for you guessed it, 100 bucks!

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what our clients say about us

Mary BHonda Accord

I met with two banks prior to contacting Cayman Leasing. I went with Cayman Leasing because they offered me better terms and I drove away the same day!

Kady I.Audi Q7

Having waited almost two months for approval from another automotive leasing company I was referred to Cayman Leasing. They approved me the same day and I took delivery of the car soon afterwards. Thanks, I love my car!

Mark EAudi A4

I took a test drive on Thursday, loved it, and was behind they wheel before the weekend! – Fast as lightning.

Tim BMercedes-Benz C200

I had a tiny compact rental car from “removed” rent-a-car and was able to lease a Benz from Cayman Leasing instead for practically the same price!

Brian BNissan Skyline

If you currently have a rental car in Grand Cayman or your car is on its last legs, give these guys a call. Their ads preaching about being a fraction of the price of rental car rates are spot on.

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We’d love to put you behind the wheel!

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FAQ'S

What is the minimum age you will approve?

22 years of age or older.

Do I have to pay for car insurance?

Yes, our Monthly Insurance Plan starts at $89/month.

Where are you located?

Our sales office is located at 70 Hospital Road in George Town.  If you are driving down Hospital Road towards the Hospital, you will see us on the right before you get to the 4-way stop. Our admin office is located at 145 David Foster Drive, A108.

Do I need to schedule an appointment or can I just drop-in?

It is entirely up to you. But to avoid disappointment such as the car being out on another test drive, we recommend you call us before at 945-2211.

What funds are required to get behind the wheel in the LEASE-TO-OWN program.

You will be required to pay your first month, a refundable security deposit and setup fee.

The question I have isn’t in this list. What should I do?

No worries, give us a call at 945-2211 and we are happy to answer any other questions you might have!

I’m new to the island, can I qualify?

Yes – Welcome to Cayman!

Are your refundable deposits fixed?

If we cannot approve you with our advertised deposit, we may try to offer you an approval with an increased deposit. Any additional deposit required is fully refundable at successful lease completion.

How long does your process take?

We like to have you behind the wheel the business day after you make your first payment!

Do the vehicles come with warranties?

No, but feel free to bring your mechanic with you to check the vehicle over for you. We want you to be fully comfortable before you drive away. You will be responsible for all future repairs to the vehicle once the lease begins.

I am in the lease-to-own program and would like to pre-pay my remaining lease bills and purchase the car now. Can you help me calculate what remains?

Click here to use our early payment calculator.

Are the prices negotiable?

We operate a no-haggle business. Prices are non-negotiable. This transforms the car leasing or buying experience from a stressful, dreaded event into the honest, straightforward experience all people deserve.

What does the cash price not include?

The cash price does not include a pre-delivery service charge of $999.00 and a document setup fee of $243.00. These charges are non-negotiable and represent our costs and profits in the sale of a vehicle. We are primarily a car leasing business. The pre-delivery service charge does not apply to leases.

Is lease-to-own a type of car loan?

No, lease-to-own is an operating car lease. You will gain no equity in the vehicle from your monthly payments. At successful lease completion and only at successful completion we will extend to you a $100 purchase option to buy the car from us at that point.

How much is the pre-delivery service charge?

$999 for cash sales, $0 for leases

How much is the document setup fee?

$243

I would like to read a copy of your lease agreement?

Happily — check the resources section above, you can email yourself a copy!

What are your hours of operation?

Our sales office is open Tues-Sat 9am-6pm. Our admin office is open Tues-Sat 2pm-5pm or by appointment as needed.

Can I sell the car I’m leasing?

No, until you are the owner you cannot sell the vehicle. If you would like to become the owner you can prepay your remaining lease payments and use your $100 purchase option early.

How often should I service the vehicle?

We recommend you service the vehicle soon after you start your lease and from then on we recommend you read the manufacturer guidelines for servicing which is generally about every 3-4 months.

Are all vehicles available for cash sale?

We prioritize leasing over cash sales – if we have interest in vehicles for leasing we reserve the right to decline outright sales.

Resources

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